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Options Trading Glossary

Plain-English definitions of the terms you'll encounter while trading options.

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A
Ask
The lowest price a seller is willing to accept for an option. When you buy an option, you typically pay near the ask price.
Assignment
When an option seller is required to fulfill the contract — selling shares (call) or buying shares (put) at the strike price. Happens when the option is exercised.
At the Money (ATM)
An option whose strike price equals (or is very close to) the current stock price. ATM options have the highest time value and a delta near 0.50.
B
Bearish
Expecting the price to go down. Think of a bear swiping downward with its paw. Bear = down.
Bid
The highest price a buyer is willing to pay for an option. When you sell an option, you typically receive near the bid price.
Bid-Ask Spread
The difference between the bid and ask price. A tight spread (a few cents) means the option is liquid. A wide spread ($0.50+) means it's illiquid — you'll overpay to enter and underpay to exit.
Black-Scholes Model
The mathematical model used to calculate theoretical option prices. It takes in the stock price, strike price, time to expiration, interest rate, and implied volatility. Most options calculators (including this one) use Black-Scholes.
Breakeven
The stock price at which your trade neither makes nor loses money at expiration. For a long call: strike + premium paid. For a long put: strike - premium paid.
Bullish
Expecting the price to go up. Think of a bull charging forward, horns thrusting upward. Bull = up.
C
Calendar Spread
A spread using options at the same strike price but different expiration dates. Profits from differences in time decay between near-term and far-term options.
Call Option
A contract giving you the right to buy 100 shares of a stock at the strike price before expiration. Traders buy calls when they expect the stock to rise.
Covered Call
Owning 100 shares of a stock and selling a call option against them. You collect the premium as income, but your upside is capped at the strike price.
Credit
Cash you receive when entering a trade. Credit strategies (like selling puts or credit spreads) pay you upfront. You profit if the options expire worthless.
Credit Spread
A spread where you receive a net credit (cash) when entering. Bull put spreads and bear call spreads are credit spreads. Max profit is the credit received.
D
Debit
Cash you pay when entering a trade. Debit strategies (like buying calls or debit spreads) cost money upfront. You profit if the options gain enough value.
Debit Spread
A spread where you pay a net debit (cost) when entering. Bull call spreads and bear put spreads are debit spreads. Max loss is the debit paid.
Delta (Δ)
How much the option price changes when the stock moves $1. A call with delta 0.50 gains $0.50 when the stock rises $1. Delta also roughly approximates the probability of expiring in the money.
E
Exercise
Using your right as an option holder to buy shares (call) or sell shares (put) at the strike price. Most retail traders sell the option itself instead of exercising.
Expiration Date
The last day the option contract is valid. After this date, the option ceases to exist. Standard options expire on the third Friday of the month; weekly options expire every Friday.
Extrinsic Value
The portion of an option's price beyond its intrinsic value. Also called time value. Driven by time remaining and implied volatility. Decays to zero at expiration.
G
Gamma (Γ)
How fast delta changes when the stock moves $1. High gamma means your position becomes increasingly sensitive to stock moves. Highest for ATM options near expiration.
Greeks
Collectively, the four measurements that describe how an option's price responds to different factors: delta (stock price), gamma (delta change), theta (time), and vega (volatility).
I
Implied Volatility (IV)
The market's forecast of how much a stock will move, expressed as an annualized percentage. High IV = expensive options. Low IV = cheap options. Derived from the option's current market price.
In the Money (ITM)
A call is ITM when the stock is above the strike price. A put is ITM when the stock is below the strike price. ITM options have intrinsic value.
Intrinsic Value
The real, tangible value of an option — how much it would be worth if exercised right now. For a call: stock price minus strike price (if positive). For a put: strike price minus stock price (if positive).
Iron Condor
A four-leg strategy combining a bull put spread and a bear call spread. Profits when the stock stays within a range. Both risk and reward are defined.
IV Crush
A sharp drop in implied volatility, typically after an expected event (earnings, FDA ruling). Option prices fall even if the stock moves in your favor. The #1 reason traders lose money on earnings plays.
IV Rank
Where current IV sits relative to its range over the past year. An IV rank of 80% means current IV is near the top of its 12-month range — options are expensive relative to recent history.
L
LEAPS
Long-Term Equity Anticipation Securities — options with expiration dates more than one year out. Used as a lower-cost alternative to owning stock.
Leg
One individual option in a multi-option strategy. A bull call spread has 2 legs. An iron condor has 4 legs.
Liquidity
How easily you can enter or exit an option position. Liquid options (high volume, tight bid-ask spread) are easy to trade at fair prices. Illiquid options can cost 5-20% more to enter due to wide spreads.
Long
A position where you buy (own) an option. 'Going long' a call means buying a call. Your risk is limited to the premium paid.
M
Moneyness
Describes where the stock price is relative to the strike: in the money (ITM), at the money (ATM), or out of the money (OTM).
N
Naked Option
Selling an option without owning the underlying stock (naked call) or without cash to cover assignment (naked put). Naked calls have unlimited risk.
O
Open Interest
The total number of outstanding option contracts at a specific strike and expiration. High open interest = more liquidity. It changes daily as contracts are opened and closed.
Out of the Money (OTM)
A call is OTM when the stock is below the strike price. A put is OTM when the stock is above the strike price. OTM options have no intrinsic value — only time value.
P
Premium
The price you pay (or receive) for an option contract. It's the total cost of the option — intrinsic value plus extrinsic (time) value.
Protective Put
Buying a put on a stock you already own. Acts as insurance — if the stock drops below the put's strike, the put gains value to offset your stock losses.
Put Option
A contract giving you the right to sell 100 shares of a stock at the strike price before expiration. Traders buy puts when they expect the stock to fall.
S
Short
A position where you sell (write) an option you don't own. 'Going short' a call means selling a call. You collect premium but take on obligation.
Straddle
Buying a call and a put at the same strike price and expiration. Profits from a big move in either direction. Expensive because you're buying two options.
Strangle
Buying an OTM call and an OTM put with the same expiration. Cheaper than a straddle but requires a bigger move to profit.
Strike Price
The price at which an option contract can be exercised. For a $200 call, the strike is $200 — you have the right to buy shares at $200.
T
Theta (Θ)
How much value an option loses per day from the passage of time. A theta of -0.05 means the option loses $5 per day per contract. Accelerates near expiration.
Time Decay
The gradual loss of an option's extrinsic value as expiration approaches. Measured by theta. Hurts buyers, helps sellers.
V
Vega (ν)
How much an option's price changes when implied volatility moves 1 percentage point. High vega means the option is very sensitive to volatility changes.
Vertical Spread
A spread using options at the same expiration but different strike prices. Bull call spreads, bear put spreads, and credit spreads are all vertical spreads.
Volume
The number of option contracts traded on a given day. High volume indicates active trading and usually better liquidity.
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